Bread Financial

Update in progress

BFH (NYSE)

Company RatingNeutral
SectorFinancial Services
IndustryCredit Services

Bread Financial provides tech-driven payment and lending solutions in North America. It offers credit card and other loans, risk management, underwriting, and funding for private-label and co-brand card programs, plus Bread Pay partnerships. It services originated loans and offers marketing, data analytics, and an enhanced digital suite with an SDK. Bread Pay enables online POS financing via APIs. It also offers retail and deposit products, mainly CDs and high-yield savings, plus traditional and Roth IRAs. Brands include Bread, Bread Financial, Bread Cashback, Bread Rewards, Bread Pay, and Bread Savings. Formerly Alliance Data Systems; renamed 2022. Founded 1995, HQ Columbus, Ohio.

Company score

Sentiment: 0.33; SentimentMeasures the overall tone of recent coverage and discussion about the company.−10 negative · 0 neutral · +10 positive
Environment: 0.13; EnvironmentAssesses the company’s environmental impact, risks, and sustainability practices.−10 negative · 0 neutral · +10 positive
Social: 0.19; SocialAssesses the company’s influence on employees, customers, communities, and wider society.−10 negative · 0 neutral · +10 positive
Governance: 0.09; GovernanceAssesses leadership, accountability, transparency, and business ethics.−10 negative · 0 neutral · +10 positive
Sustainability: 0.12; SustainabilityCombines environmental, social, and governance signals into an overall sustainability score.−10 negative · 0 neutral · +10 positive
Impact Score: 0.23; Impact ScoreCombines sentiment and sustainability performance into an assessment of the company’s overall impact.−10 negative · 0 neutral · +10 positive