The Bancorp Receives KBRA Ratings Affirmation for Senior and Subordinated Debt
KBRA affirmed The Bancorp, Inc. and The Bancorp Bank, N.A.’s credit ratings, keeping senior unsecured debt at BBB+ and subordinated debt at BBB, with a K2 rating for short-term debt. The outlook for long-term ratings is Stable. KBRA cited the bank-as-a-service leadership in prepaid and debit cards, improved non-interest income, consistent profitability, and a 1.86% cost of funds for the first half of 2026.