14 August 2026fool.com

SoFi Reports Record $10.7B Personal-Loan Originations and Credit-Risk Profile

SigSignificance2.60SenSentiment+0.60EnvEnvironment0.00SocSocial0.00GovGovernance0.00

SoFi’s shares have lagged despite strong lending momentum. Q2 loan originations reached $14.8B (+69% year over year), including record personal-loan originations of $10.7B. The balance sheet classifies $27.6B of personal loans (100%) as held for sale, implying reliance on market demand and capital ratios. Personal loans make up 57% of the loan book, so credit performance should be closely watched amid rate uncertainty.

Coverage (1)

SoFi Originated a Record $10.7 Billion in Personal Loans Last Quarter. Here's Where That Credit Risk Actually Sits. (fool.com)

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