RLI’s underwriting discipline drives 30th straight year of income
RLI says its decentralized underwriting model helps it respond quickly to changing market conditions while maintaining disciplined risk selection. The approach underpinned 30 straight years of underwriting income, including $264.2 million in 2025 with an 83.6 combined ratio, and $59.9 million in 2026 Q2 with an 85.6 ratio, supporting underwriting profitability and a $2-per-share special dividend.