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Rakuten Adds XRP to Wallet Payments, Converting Points via Exchange

Rakuten logoRakuten
Sig3.42Sen+1.85Env+0.10Soc+2.48Gov+1.72

Rakuten listed Ripple’s XRP on its Rakuten Wallet platform on Apr. 15, integrating the token into a payments ecosystem for Japan’s 44 million users. The wallet supports spot trading and connects to Rakuten Pay, converting Rakuten Points into XRP through an FSA-licensed exchange, then loading funds into Rakuten Cash for spending at over 5 million merchants. The setup runs under FSA licensing and JVCEA membership, with a planned Rakuten Bank integration aimed at fiat-to-XRP conversion by Q3 2026, while XRP has faced derivatives pressure recently.

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