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Progressive Highlights Snapshot Telematics as AI Boosts Underwriting

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Progressive’s Snapshot telematics program uses actual driving behavior to improve pricing, risk selection, and claims management, positioning it to benefit as AI adoption accelerates. In Q2 2026, net premiums earned rose 6% to $21.57 billion and policies in force increased 7% to 40.09 million, with a combined ratio of 87.3%. Shares have lagged, but its data advantage is seen as a potential competitive strength.

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