MUFG ROE rises to 14.40% amid credit-loss allowance disclosures
MUFG’s principal domestic banking subsidiary assigns internal credit ratings using industry outlook and management and funding risks in addition to quantitative financial analysis. For allowance for credit losses, it derives loss rates from historical credit-loss or default probabilities and adjusts using future projections and other factors. The impact of these adjustments was ¥28,446 million as of June 30, 2026.