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Ford Retiree Discount Could Alter Social Security Benefit Calculations

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Sig1.55Sen-1.20Env0.00Soc-1.60Gov+0.20

The retiree pricing discount Ford retirees might use under its Z-Plan is treated differently under federal tax rules than a qualified employee discount. The guidance notes some retiree discounts are not excluded from wages, potentially affecting Social Security earnings test outcomes, while certain IRA/Roth withdrawals are treated differently. Eligibility can vary by model and may change before the truck reaches dealerships.

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