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Fannie Mae AI Governance Deadline Highlights Gaps in Controls

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As an AI governance deadline arrives, experts say many mortgage lenders may have policies on paper but lack governance programs they can execute effectively. Governance needs differ by company sophistication, and vendors that run daily operations can shift risk back to lenders. Fannie Mae and Freddie Mac directives quickly raised customer questions about next steps, while lenders remain responsible for vendor misconduct.

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